INSURANCE EDUCATION

Insurance Resources & Guides

Created by T-Rex Agency, serving Lincoln, Nebraska, and beyond.

Clear, practical answers to insurance questions about coverage, deductibles, claims, and protecting what matters most.

Topics: All Resources · Home Insurance · Auto Insurance · Business Insurance · Life Insurance · Coverage Basics

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Auto Insurance

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How to Choose an Auto Insurance Deductible

Should you choose a $500 or $1,000 car insurance deductible? Learn how auto deductibles work, affect premiums, and influence out-of-pocket costs in Nebraska.

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Passenger cars parked along a tree-lined street.

Auto Insurance

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What Auto Insurance Coverage Is Required in Nebraska?

Learn Nebraska's minimum auto insurance requirements, including 25/50/25 liability limits, uninsured and underinsured motorist coverage, and optional protections.

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Passenger sedan parked beside a residential yard.

Auto Insurance

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Liability vs. Full Coverage Auto Insurance: What's the Difference?

Understand the difference between liability-only and full coverage auto insurance, including collision, comprehensive, deductibles, and Nebraska requirements.

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A row of residential homes with brown shingle roofs and white windows.

Home Insurance

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What Does a 2% Wind & Hail Deductible Mean?

Learn how a 2% wind and hail deductible works, how to calculate it, and what Nebraska homeowners should know before filing a claim.

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A worker repairing shingles on a residential roof.

Coverage Basics

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Replacement Cost vs. Actual Cash Value: What's the Difference?

Understand how replacement cost and actual cash value affect insurance claim payments, depreciation, roof coverage, and out-of-pocket expenses.

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